Bank benefits

Well-known consumer technology brands are selling banking services directly to your small and midsized business (SMB) customers through mobile phones, tablets, and other devices. Square, Intuit, PayPal, Amazon, and even Groupon have launched mobile payment solutions that are bundled with proprietary merchant accounts. Amazon also offers small business loans, and Google offers a line-of-credit product to businesses.

Sage, a global software and payments company serving the SMB market, offers our bank partners advanced web and mobile offerings that meet and exceed the merchant services offered by the competition. SMBs trust their banks for business advice and solutions. Sage offers partners an optional cobranded web and mobile-accessed payments portal that integrates all forms and methods of payments with the leading small business accounting solutions: Sage One, Sage 50 Accounting(formerly Sage Peachtree), and Intuit QuickBooks.

An integrated back office is essential to payment solution best practices. Integrating payments data in the accounting system eliminates manual data entry, reduces errors, and streamlines reconciliation.

Only Sage provides full back-office integration with all forms of payments and the leading small business accounting solutions, enabling our bank partners to sell a best-practices payments environment to business customers. This competitive differentiation leads to customer retention, revenue growth, and enhancement of your brand and reputation

Commercial banks have the resources to fill product and service gaps by developing or acquiring solutions and will bundle treasury management services as loss leaders to gain the customer relationship.

Regional and community banks, on the other hand, offer something commercial banks cannot—personal service and trusted relationships. Sage offers regional and community bank partners the opportunity to provide advanced business solutions with a personal touch. As a technology provider focused solely on SMBs, Sage enables you to jointly market best-in-class Sage business software and payment services, backed by professional sales, marketing, and support services.

Offer your customers everything commercial banks can—and more—with business solutions that give them more to bank on.

Mobile phones and tablets are outselling PCs, and businesses are adapting to mobile solutions that expand sales channels and improve employee productivity.

By partnering with Sage, banks can offer their business customers a suite of best-in-class mobile payment and business solutions that are integrated with market-leading Sage accounting and ERP solutions for SMBs. In 2012, Sage won “Best Overall Mobile Strategy” by K2 Enterprises’ annual K2 Quality Awards.(http://www.k2e.com/tech-update/news/472-news-2012-qualityaward-winners)

Payment delivery is one of the fastest-growing industries. Mainframe processing platforms are gone, standard credit card terminals are being replaced with mini-browser IP terminals, iPads are moving to point-of-sale (POS), and integrated payments with accounting solutions are becoming a customer expectation. These are not a bank’s core competencies.

That’s why Sage is the right partner for banks. Sage is a leading global business software and payments company whose core competence is payment technology and security. And as the largest business software provider to companies with less than 1,000 employees, Sage has the scale to be a reliable bank partner. Combine innovative Sage Payment Solutions products and services with your unique offerings for a highly competitive edge.

With the proliferation of web and mobile payment solutions, payments fraud and data breaches are on the rise. As Payment Card Industry, or PCI, becomes challenging, small, independent payment providers are an unnecessary risk. Because these payment providers are often not savvy to payment security requirements and secure programming methods, security holes can be exploited by hackers looking for high-value targets—like unsophisticated payment providers.

Sage is a global company that sits on the PCI Security Standards Council. Sage has the resources to invest in payments security and stay on top of secure programming methodologies. With Sage, you can feel confident and secure about your most important asset—your customers.

There is no glory in being the low-cost provider when it equals poor customer service. That is the reputation large commercial banks have earned, and it is no different in their merchant bank card programs.

Sage is uniquely organized around the customer, not around products. We provide high-touch customer support and best-in-class customer care. And in the new world of web, mobility, and data synchronization where a customer support organization needs to be resourced and educated, Sage is leading the way.

Sage offers our bank partners the opportunity to upgrade their small business bundle to a best-in-class category with unique bank card products and business solutions. Market-leading Sage accounting and ERP solutions, along with the world-class Sage Exchange payments integration platform, add a competitive edge to the suite of treasury management services offered by regional and community banks.

The explosion of Internet-connected devices has spawned a level of mass marketing clutter that is making it more difficult for your message to stand out. To succeed, you need competitive differentiation through more intelligent marketing and sales execution.

Sage offers regional and community bank partners full, customized marketing support. Our innovative Sage Web Sales Tool Kit provides bank partners with a configurable, cobranded marketing microsite where prospects can shop, get educated, and buy—all online. The Web Sales Tool Kit includes an online application process and is supported by chat and a toll-free line, resulting in a premium customer experience.

Commercial payments involve a highly complex and sensitive sales process. The breadth of payment solutions, advancements in security requirements, and evolving regulatory environment make it challenging for treasury management officers to master this specialty service.

Sage has more than 100 professional direct sales representatives across the U.S. focused exclusively on our advanced payment solutions. We offer our bank partners a combination of field sales, inside sales, and custom online sales through the Web Sales Tool Kit to meet each bank’s unique needs. Plus, each bank partner has a dedicated Sage Program Manager to manage the program and relationship.